1) credit cards issued by retail establishments (for examplecc shop, Department stores)

2) and General purpose credit cards issued by banks.

A credit card is essentially like an unsecured consumer loan: the customer does not need to provide the property as collateral to the lender as a guarantee that the loan will be paid. At the same time, the amount of credit provided to the client is significantly lower compared to a mortgage loan or a consumer loan. However, if the loan is not repaidfullz card, a lawsuit will be filed against the client, and the interest will continue to accumulate. As a result, the client becomes the owner of a negative credit history, which will dramatically reduce the possibility of obtaining any credit in the future.

This is a common way to deceive customers, which is as follows. A person takes a loan from a Bank and, regularly making payments on scheduledeadfullzshop, closes the loan on time. Then, of course, he forgets about it. However, after some time, you receive a message about the existence of a debt with a demand to pay it off.

Debt may be incurred if the borrower has slightly underpaid when making the last payment. This can be the fault of both the Bank and the clientworkingccdumps. Anyway, the amount of debt is charged interest, and it is growing rapidly. You should be especially careful when paying off your debt ahead of time. The remaining amount can be obtained from a specialist of the Bank branch. However, there is no guarantee that he will not make a mistake by several tens or hundreds of rubles.